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Q3 2024

Selling your home in Canada: how the principal residence exemption works

The PRE can shelter your entire home sale gain from tax, but only if you designate it correctly, lived in it every year you owned it, and didn't use it primarily for rental or business. I see mistakes with this frequently, especially with cross-border clients who also need to consider US reporting.

I keep a close eye on developments like these so my clients don't have to. Tax law changes can significantly affect your filing strategy, and I believe the earlier you understand them, the better positioned you are to plan effectively.

Whether you file in Canada, the United States, or both, staying current on these changes is essential. In my cross-border practice, I've seen firsthand how policy shifts in one country can create unexpected obligations — or opportunities — in the other.

If you have questions about how this affects your specific situation, please don't hesitate to reach out. I'm here to help you navigate these changes and make the best decisions for your financial future.

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